Being in a car accident is, without question, very overwhelming and exhausting. It is therefore no wonder that, after such an unfortunate event, your nerves are rattled and you become quite flustered and unsure about the steps to take so that everything needing to be done is seen to appropriately. To help you through such a confusing experience, we have listed some of the most important things for you to consider after having been involved in a car collision. Below are tips that will help you know exactly what to do, and, by knowing this, you will be better prepared to deal with the situation effectively and responsibly.
Safety first: Before thinking or doing anything else, be sure that you, your passengers and the people in the other car you were involved in the accident with are physically safe. If anyone has been seriously injured, call for emergency assistance and an ambulance straight-away.
Keep your cool: This one is true in all cases, no matter if serious injuries have or have not occurred. One of the most important things to do after having been involved in a car collision, and often the most difficult, is to remain calm and focused. This may seem like an obvious thing to specify, but understand that when you are in the heat of the moment, it is often all too easy to lose patience or control and make hasty or unwise decisions. Do not over-react or worry, as this may lead to foolish behaviours such as wanting to flee the scene, which can lead to serious and legal penalties.
Do not admit fault: After an accident, it is most likely that you will experience sentiments of shock and confusion, and so it is very important to avoid speaking to those in the vehicle you were involved in the accident with about the details and happenings of the collision. And this is especially true when it comes to claiming fault or responsibility. In short, don’t do it to better protect yourself and your rights.
Contact the police: Even if it seems that the damage inflicted on your vehicle is very minor and this step is not necessary, be sure to commit to doing it straight-away. One of the reason why this step is so important is because police reports are usually required by your insurance company for you to file a claim. Without this, chances are, you will not be covered for the accident.
Contact your insurance company: It is important to report the accident to your insurance company in order to file a claim. Some companies also have specific procedures that you must follow after the accident, such as calling specific towing companies, in order to be insured. By not contacting your insurance straight-away, you are potentially jeopardizing your chances of claiming for the accident. Note that many companies have this condition as a pre-requisite in their policies. Be sure to contact your insurance company to get more details on the steps to take if you are in a car accident in order to help you be sufficiently prepaid in case of its occurrence.
Take personal notes and details on motorists involved: Be sure to get all of the information of the people that were involved in the accident, such as their name, address, phone number, insurance company, license plate number etc. This information will most likely become very useful when it comes to dealing with your insurance company, and you will, without doubt, be glad to have taken it.